Personal Reflection – I Stayed in My Old Job for Far Too Long and Stunted My Potential

Don’t quit your job on a whim. I am not suggesting that you should quit your job, disrupt your income flow and ability to pay your bills, and upend your life because you feel like it. This is not a decision to take lightly. However, as I personally reflect upon on my life, I regret not leaving my previous jobs when I had the chance. I spent too much time coasting, participating in the rat race,...

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Posted in: Business, Career, Career and Work, Philosophy

Five Easy-To-Pawn Items

pawn items
(Photo by Jonathan McIntosh via CC BY-SA 2.0) Like many people, I have visited a pawn shop more than once in my life. I have pawned rings, various kinds of jewelry, and musical instruments on multiple occasions. What struck me during each transaction was that the loan was of a lesser value than that of my pawn items. That is the point for pawnbrokers, and pawnbroking is big business in the United...

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Posted in: Business, Credit and Debt, Personal Finance

Top 4 Gem Investments

Do you know that diamonds are essentially worthless? You must know that if you want to invest in precious gems. Such an idea goes against our basic programming because we have been essentially programmed to believe that diamonds are, “rare,” and valuable when nothing could be further from the truth. Diamonds are not a wise investment because they don’t accrue in value and you can never resell...

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Posted in: Money

Personal Reflection – I Was Financially Unprepared for My First Apartment

I wrote about this topic before, but I wanted to go into greater detail about my mistakes in renting. Owning a home is the American ideal. However, most people settle for renting an apartment. Still, even that isn’t easy for most to do. The average studio apartment in New York City, Manhattan specifically, costs $2,550-a-month. Meanwhile, about 43% of Americans can barely afford their rent and bills. People...

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Posted in: Home, Personal Finance, Saving Money
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