investment decisions Archives - The Outlier Model

Opting into my employee stock plan

CF / July 24th, 2013 / 17 Comments

Readers might remember that back in February, I decided not to sign up for my employer’s stock purchase plan. Well, I have another chance to sign up because the next intake has just begun! Photo Credit: diane10981 via Flickr My company’s Employee Stock Purchase Plan (ESPP) offers the following: contributions of between 2 and 10% of your annual salary 15% discount on the market price...

Posted in: Money Tagged with: buying stocks, employee stock purchase plan, investing in stocks, investment decisions, stock market

Choosing NOT to participate in my employee stock plan

employee stock plan, company stocks, stocks, investment, stock investment

CF / February 18th, 2013 / 47 Comments

My current employer offers employees a chance to purchase company stock at a guaranteed discount. You enrol in 6 month periods and allocate a certain percentage (2% and up) of your salary towards purchasing stock. While there is a maximum number of stocks that you may purchase at one time (it’s a very high number…), the stocks are yours without restriction and you can sell them at any...

Posted in: Money Tagged with: debt repayment vs. investing, DRIP, employee stock purchase plan, investing, investing in stocks, investment decisions, retirement, TFSA, TFSA contribution