saving money Archives - Page 2 of 7 - The Outlier Model

Top 3 Penny Stock Books for Newbies

Allen Francis / November 23rd, 2020 / No Comments

As of November 20, 2020, the United States unemployment rate is just under 7%. Now, when less than 800,000 Americans apply for unemployment insurance on a weekly basis, it is seen as “progress.” While stock investment may not be a priority now for many, it is a financial instrument too many neglect. In fact, prudent investment is an important part of achieving financial security. And you don’t...

Posted in: saving money, Saving Money Tagged with: investment, penny stock books

2 Money Mistakes Keeping You in a Debt-Cycle

Allen Francis / September 26th, 2020 / No Comments

Did you know that the average person owes over $90,500 in debts? That is because debt is a like a viral financial mindset. The average person mired in debt can only create money by generating more debt. This is a debt-cycle mindset created and perpetuated by desperation and complacency. I am not judging you. I have been broke, homeless, and it took me a decade to learn I had fostered a debt-cycle...

Posted in: Credit and Debt, Debt, Minimalism and Frugality, Money, Personal Finance, saving money, Saving Money Tagged with: debt, debt payoff

How Adopting a Zero Waste Lifestyle Can Save You Money

Allen Francis / August 10th, 2020 / No Comments

Want to know an easy way to save $1,000 every 3 to 5 years? Stop buying paper towels and just buy reusable and financially empowering bamboo paper towels. It’s an easy way to adapt to a zero waste lifestyle and save more money. Does that sound too New Age-y for you? Well, it shouldn’t. The world is running out of resources and we waste too much money on resources that can be often reused. It’s...

Posted in: Environment and Envrionmental, Minimalism and Frugality, Money, Personal Finance, saving money, Saving Money Tagged with: zero waste lifestyle

Why Fear of Missing Out Could Be Dangerous for Your Retirement?

Allen Francis / July 24th, 2020 / No Comments

You know, I never yelled, “YOLO,” once when it was a popular phrase. “You only live once,” was a phrase the kids used to say to before verbally inspiring themselves to perform ambitious stunts. It’s a dated phrase and I am struck by how the term spread like wildfire. It reminds today of how middle-aged people use terms like, “lit,” to perhaps feel young or culturally in-the-know. Or...

Posted in: Career, Career and Work, Family, Health, Money, Personal Finance, Retirement, Saving Money, saving money Tagged with: Fear of Missing Out Could Hurt Retirement