5 Ways You’re Wasting Money

If you’re looking to be more frugal or save money, you’ve probably know all of the basic ways to cut costs and live within your means. But are you wasting money in other ways? No, this isn’t another article claiming you can save thousands a year by canceling cable and skipping your morning Starbucks run. Here are five ways you might be wasting money that you may never have even...

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Posted in: Money, Saving Money

3 Reasons Cash is Better than Credit

How often do you carry cash? If you’re like most people, you rarely have more than a few crumpled up singles at the bottom of your purse or stuffed in a pocket. According to one report by market research firm Javelin Strategy & Research, only 23 percent of retail purchases were made with cash, while 66 percent were made with credit or debit cards. Consumers worldwide tend to prefer credit...

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Posted in: Money, Saving Money

How to Negotiate Like a Pro

I recently relocated to a large city. One of the first things I learned while touring apartments, high rises, mid-rises, condos, and everything in between was this: Everything is negotiable. I never considered myself a savvy negotiator until I was signing my lease papers. As stated in my lease, I was paying $100 less each month than the advertised price, waiving $150 in “application” fees,...

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Posted in: Business, Career and Work, Saving Money

Get Smart About Retirement Planning

Part of smart financial planning includes preparing for retirement. When you’re already contributing to your retirement accounts, how else can you prepare for a comfortable retirement? Here are a few things to think about as you focus on retirement preparation. Make a plan. The first thing you should do is develop a plan. When do you want to retire? How much can you comfortably live on? How much...

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Posted in: Career and Work, Retirement, Saving Money
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