Money Archives - Page 51 of 55 - The Outlier Model

Mortgage transfer to TD Bank

Mortgage transfer, mortgage, real estate, property

Brian / November 10th, 2011 / 1 Comment

Over the last month, we’ve been going through the process of transferring our mortgage from Vancity to TD Bank. Our five year term with Vancity is not due until 2015, and we pay three months interest in penalty to Vancity for breaking the terms of our mortgage. Why are we doing it? TD was able to offer us a rate that was 0.85% lower than Vancity. When you’re talking about a mortgage worth...

Posted in: Money, Real Estate Tagged with: Lower rate mortgage, paying off your mortgage, saving money, switching mortgage, TD mortgage, Vancity Credit Union

A back to school NON-deal

tv promo, cable, internet, cable TV and internet for less, cheap cable, cheap internet

CF / September 26th, 2011 / 1 Comment

While I was walking to the bus loop on campus earlier this month, I noticed that there were lots of companies with booths set up outside the student union building. They were doing back-to-school promotions on everything from newspaper subscription to phone plans. September is often a great month for getting deals because companies are targeting students who may have just moved out on their own...

Posted in: Home, Money Tagged with: cable, internet, Shaw Communications, student deals, sweat bands

Family and finances

CF / September 8th, 2011 / 3 Comments

I have a cousin in Ontario who is a year younger than me. She’s always been lucky. I remember that as children, I used to visit her family’s house a lot. She always had the most toys and the latest gadgets. I used to be quite jealous. Then as young adults, her parents paid for her to go to university while I struggled to navigate living on my own, student loans, and credit card...

Posted in: Family, Money Tagged with: debt, family, money

Making money is easy… part 2!

CF / August 25th, 2011 / 2 Comments

Earlier this month, Brian posted about his casual special events novelty selling gig. Special events are a great way to add a bit of extra cash since they are infrequent, flexible, and often, fun. Photo Credit: http://www.flickr.com/photos/twon/ I’ve been picking up some extra cash myself this summer, so here are my ideas: Mystery shopping: I do a few shops a month which nets me around $50...

Posted in: Money Tagged with: craigslist, focus groups, making money, mystery shopping