Don’t donate to charity

serious cat meme,student loans, paying off student loans, debt management, debt free, charity donations, don't donate, charity
Admit it – you hate seeing the constant emails and Facebook requests for charity donations as much as I do. Come on… Admit it… My Facebook wall seems less like a gathering place for my friends and more like a sad open air market where people look for handouts to their favourite charity of choice. Most recently, I have been spammed by my friends to donate to the Underwear Affair,...

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Posted in: Money, Philosophy

Paying for special occasions

special occasions, prepare financially, irregular savings account, irregular savings, invitation
This post was featured on the Carnival of Personal Finance When you’re trying to stick to a budget and save money, one of the biggest issues that can come up is a special occasion. A wedding, a birthday, a baby shower… these things can all wreak havoc on your budget unless you plan carefully. Whether or not it is correct, there are a lot of implicit expectations when it comes to these types...

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Posted in: Money

Estimating income and bills

Estimating income, expenses, emergency expenses, bills, budgeting, budgeting income, make a budget that works, budgeting 101, Family and finances, dealing with the family, Making money, extra income, quick cash, side job
I’m a little annoyed because I over-estimated my paycheque at my new job.  As a result, I’ve had to do some last-minute adjustments to my budget.  Part of it was due to uncertainty – not all of my deductions and benefits were processed until recently, for example, so my very first paycheque was inflated.  Part of it was due to optimism on my part – I had apparently forgotten...

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Posted in: Money

Giving up the 2nd job

Giving up, giving up your job, part time job, side hustle, extra income
Some people debate whether or not they should get a 2nd job to supplement their income.  (The answer is generally yes!)  Now that I’ve finished my second degree program and have a good job, I find myself wondering if I should give up my second job. It’s a casual position at an institution where I used to work as a research assistant.  The job involves taking care of laboratory animals...

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Posted in: Money, Philosophy
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