Money Archives - Page 43 of 55 - The Outlier Model

Finding a way to say no

say no, financial responsibility, borrowing money, lending money, debt, free emergency kits, emergency, catastrophe, survival kit, preparation

CF / April 15th, 2013 / 48 Comments

Things have been a little rough around here lately. In the past, I’ve alluded to the fact that my parents have never had a lot of money, especially in the eyes of our relatives. It’s only gotten worse over time as debts add up and bills kept going unpaid. I think it’s reaching a breaking point. Photo Credit: George Self via Flickr My philosophy with money and family is much...

How to transfer your RRSP’s to a brokerage

transfer your RRSP's, brokerage, transferring investments, investments, rrsp transfer

Brian / April 10th, 2013 / 2 Comments

Earlier this year, CF wrote about tackling big goals by breaking them down into smaller tasks. We’ve applied exactly this principle in our quest to transfer our mutual funds to a brokerage, so that we could switch to ETF investing. We’ve really been pushing to get our RRSP investments out of mutual funds due to the high management expense ration (MER) of over 2%. We recently opened an...

Posted in: Money Tagged with: about rrsp, BMO, how do i find a broker, how to transfer registered accounts, online trading, Questrade, retirement accounts, retirement contribution, RRSP canada, transfer rrsp

How do I get a down payment? (…in Vancouver?!)

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CF / March 25th, 2013 / 18 Comments

Housing costs in Vancouver are infamously high. I hear a lot of whining and moaning, especially from certain groups of people (*ahem*) who are used to living in big houses and driving fancy cars. One girl I used to work with was studying to become a lawyer. Her family arrived in Canada, with lots of cash saved, bought the giant house, bought the multiple cars, and now she is wondering how she...

Posted in: Money, Real Estate Tagged with: buying a condo in vancouver, buying a house in vancouver, how to buy a house, how to save money, saving for a down payment, saving money to buy a house, vancouver real estate

Doing my 2012 Taxes with Turbo Tax

CF / March 11th, 2013 / 25 Comments

For the past several years, I have done my taxes using the Turbo Tax software. (Before that, I was a strictly pencil and paper tax form person! Oh the mistakes I made…) I like it for it’s simplicity, ease of use and relatively quick turnover. You can use the software via the online portal and not pay for it until after you have completed your taxes. Usually it’s a pretty...

Posted in: Money Tagged with: canadian taxes, efile your taxes, Home Buyer's Plan, how to do canadian taxes, how to enter transit tax credit with turbo tax, how to file taxes, public transit tax credit, tax software for canadians, Turbo Tax, using turbotax