Grocery Rewards Programs: Deep Discounts or Data Mining Risk?

Grocery Rewards Programs
(Image by Eddie Welker via CC BY 2.0 ) “Thank you for shopping here! Would you like to enroll in our shopper’s loyalty rewards program?” I am always puzzled when I hear this phrase after I pay my groceries at a supermarket counter. There was a time when I had a rewards card, loyalty program or shopper’s appreciation card from all of the major supermarkets. I believed I had to get one. What...

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Posted in: Food and Grocery, Money, Saving Money

Top 4 Gem Investments

Do you know that diamonds are essentially worthless? You must know that if you want to invest in precious gems. Such an idea goes against our basic programming because we have been essentially programmed to believe that diamonds are, “rare,” and valuable when nothing could be further from the truth. Diamonds are not a wise investment because they don’t accrue in value and you can never resell...

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Posted in: Money

Personal Reflection – I’ve Rented Too Long and Want to Own

Owning a home is the epitome of the American dream. Everyone wants to own a home, raise a family, and enjoy the benefits of home ownership. However, most people go through their entire lives just vocalizing their wants instead of doing what is necessary to attain them. When you rent an apartment or home, you are delaying any and all ambitions that you may have in life. Admittedly, there are definitely...

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Posted in: Money, Personal Finance, Real Estate
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