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How To Improve Your Credit Score Before Buying a Home

Susan Paige / February 13th, 2020 / No Comments

If you want to become part of the 65 percent of Americans who own their homes, credit can often be a hurdle. Whether you’ve not established enough credit, or if you’ve had some hiccups with your finances along the way, amping up your credit score to purchase a home is not an insurmountable task. Read on to learn how, with a little planning and patience, you can improve your credit score and be...

Posted in: Home

I have yet to buy my Dream House – I’m OK with that

Allen Francis / January 29th, 2020 / No Comments

The average price of a new home as of September 2019 was about $363,000. About 65% of Americans own a home. However, the great majority of homeowners are people aged between 50 and 65, and over. Older Americans are more likely to have good credit, fix-incomes and pensions, savings, and good credit. Everything needed to maintain a home. After all, the dream of home ownership, often called the last...

Posted in: Home, Money, Personal Finance, saving money, Saving Money Tagged with: dream house

Before You Finalize That Mortgage, Here Are Ultra-Cheap Ways to Get a Home

Allen Francis / November 22nd, 2019 / No Comments

I am divorced. It is not a subject I enjoy talking about. We struggled financially when I was married. One unrequited dream of mine was to surprise my ex with a new house. Especially during the holidays. But real life always gets in the way. It’s no joke trying to finalize a mortgage. I never thought realistically about financing. Or, FHA loans that may have applied to my circumstances. I wished...

Posted in: Home, Money, Real Estate, Saving Money, saving money Tagged with: $1 home, $1 homes, finalize a mortgage, gary, indiana, st. louis

You’ll Be Shocked To Learn Where Your Mortgage Is Likely To Be Denied

Allen Francis / November 7th, 2019 / No Comments

There are more American homeowners renting homes than any other time over the last 50 years. Almost 65% of Americans are homeowners but over 36% of those homeowners rented instead of owned their homes. Among other facts about homeowners to consider: • Almost 40 million homeowners are financially strained • Over a third of all homeowners allot 30% or more of their income for home finances...

Posted in: Career, Career and Work, Credit and Debt, Home, Personal Finance, Real Estate Tagged with: mortgages are denied