Past Lottery Winners Tell All: Why You Don’t Need to Play the Lottery to Win at Life

lottery tips, winning in life, life advice
If you won $5 million dollars from the lottery what would you do with the money? Would you buy a house? Pay off all your debt? Buy a new car for your mom? Donate to charity? Start a business? Winning the lottery is something many people fantasize about in the hopes that if it did happen, all of their financial and personal problems would be solved. Lottery winners who have millions of dollars shouldn’t...

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Posted in: Money

Money Saving Tips for College Students

college tips, money saving tips, saving money
It’s no secret that college is expensive. With tuition and fees averaging around $23,000 per year, it has become crucial that students save money wherever they can and try their best to avoid racking up student loans. College will probably not be the most glamorous time in your life, but just remember that you’re working toward a better future and a sustainable career. You should adopt frugal habits,...

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Posted in: Education, Saving Money

How to Create a Zero-Based Budget

zero-based budget, creating a budget, budgeting tips
How do you budget? Whether you’re dealing with debt, financially stable or financially independent, almost everyone has to consider how they will spend their hard earned money each month and that is where budgeting comes in. You might have heard financial guru Dave Ramsey praise the idea of having a zero-based budget again and again. The concept of a zero-based or zero-sum budget is simple. You want...

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Posted in: Money

How to Shop Smart During the Holiday Shopping Season

holiday shopping, smart shopping, seasons shopping
The holiday shopping season is quickly approaching and soon Black Friday ads and deals will be advertised all over. If you budget for holiday shopping and truly need a few items this year, this could be a perfect time to rack up some deals. Here are some tips to help you shop smart this year, have a pleasant experience and get the most bang for your buck. Plan Ahead If you have limited time and a limited...

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Posted in: Entertainment and Leisure
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