Top 4 Gem Investments

Do you know that diamonds are essentially worthless? You must know that if you want to invest in precious gems. Such an idea goes against our basic programming because we have been essentially programmed to believe that diamonds are, “rare,” and valuable when nothing could be further from the truth. Diamonds are not a wise investment because they don’t accrue in value and you can never resell...

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Posted in: Money

Personal Reflection – I Was Financially Unprepared for My First Apartment

I wrote about this topic before, but I wanted to go into greater detail about my mistakes in renting. Owning a home is the American ideal. However, most people settle for renting an apartment. Still, even that isn’t easy for most to do. The average studio apartment in New York City, Manhattan specifically, costs $2,550-a-month. Meanwhile, about 43% of Americans can barely afford their rent and bills. People...

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Posted in: Home, Personal Finance, Saving Money

Examples of Fraudulent Real Estate Practices

Have you ever found yourself ignoring a nagging feeling that you’re being scammed? The situation being presented to you may be just too good to be true. Or, the facilitator presenting the deal is just a little too politely aggressive, which they ostensibly claim is for your sake. Many of us have gone through these motions right before becoming the victim of real estate fraud. If it has happened...

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Posted in: General, Home

What to Do With a Small Personal Loan

Did the roof on your home just spring a leak right in the middle of a bad thunderstorm? It’s important for you to get it fixed as quickly as you can. But it can be difficult to do that if you don’t have enough money set aside in your savings account. Fortunately, you can repair your roof—or make any other necessary repairs to your home—with the help of a small personal loan.

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Posted in: Personal Finance
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