The Outlier Model

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Easy Ways to Save on Back to School Supplies

Jill / August 5th, 2015 / No Comments

Summer is winding down, and for many people, that means back to school time – and shopping for school supplies. If you have school-aged children, you probably know this means buying more than a few notebooks and number 2 pencils. In fact, the average household will spend an estimated $100 per child for back to school supplies. Before you start to panic, here are some easy ways to save loads...

Posted in: Education, Family, Minimalism and Frugality, Money Tagged with: back to school, money saving tips, save on school supplies, saving money, school supplies

Five Things You Should Always Put on Your Credit Card

credit card, taking care of your credit card, credit card advice

Jill / August 3rd, 2015 / 1 Comment

Credit cards often get a bad rap. The temptation that comes with the ability to “buy now, pay later” is a major reason many people have financial problems. Unmanageable debt, maxed out cards, and the low credit scores that come as a result of irresponsible credit use can result in major financial (and emotional!) problems. The truth is, however, that it’s just plain smart to put...

Posted in: Credit and Debt, Money Tagged with: credit card benefits, credit card perks, credit cards, smart credit use

Stay Cool: How to Save on Summer Cooling Costs

Jill / July 28th, 2015 / No Comments

It’s almost August, and with that comes sweltering temperatures–and sticker shock when you open up your electricity bill. I live in Texas, and it gets hot here–as in, regularly over 100 degrees. During my first summer in the Lone Star state, I remember getting my electricity bill and immediately calling the electric company to inform them they’d made some sort of mistake. They...

Posted in: Home, Life Hacks, Money Tagged with: cooling costs, energy saving tips, save money, save on utility bills, saving

How to Help Loved Ones Manage Their Money

Do you need to help some family members manage their money? Here are some great tips from USA.gov that will help!

James Hendrickson / July 28th, 2015 / 1 Comment

This post is a contributed post from USA.gov. See their Financial Self-Defense Kit for advice on how to build financial confidence as well as safeguard your finances. Managing your finances can be hard. Managing the finances of an older relative or friend can be even harder. You want to honor your loved one’s wishes and respect his or her boundaries, but at the same time you need to act in the...

Posted in: Money