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Don’t Spend Money Accidentally Given to You by a Job or Bank – You’ll Regret It

When I was a college adjunct and academic adviser, almost 14 years ago, I had an unintentional but welcome financial windfall. The payroll department had accidentally paid me twice my normal pay via direct deposit. It was laughingly obvious to me with just half a glance at my bank account. I am a native New Yorker. New York City is a city with an astronomically high cost of living standard. I was...

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Posted in: Business, Career, Career and Work, Legal, Money, Personal Finance

$2,245 For A Peloton Bike? Here Are Affordable Ways To Stay In Shape

  (Image by Steve Jurvetson via CC BY 2.0 ) I don’t think outrage culture is a new concept at all. It has only become more instantaneously recognizable in the age of the internet. I think outrage culture is just weaponized procrastination by any other name. Or, a celebration of procrastination culture. It’s one thing to offer constructive criticism, and culturally time-sensitive smart-aleck...

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Posted in: Health, Life Hacks, Money, Philosophy, Saving Money, saving money

You Must Take Cyber Monday Sales as Seriously as Black Friday

Black Friday and Cyber Monday Black Friday and Cyber Monday
  I used to be the kind of person who would just go to retail stores and buy anything without comparison shopping. Comparison shopping and hunting for bargains among enthusiastic throngs of spree shoppers wasn’t my thing. But in the digital age and the advent of online shopping, you have so many options to save money relative to the 20th century. It’s why you should know the differences between...

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Posted in: Money, saving money, Saving Money

Before You Finalize That Mortgage, Here Are Ultra-Cheap Ways to Get a Home

finalize a mortgage
I am divorced. It is not a subject I enjoy talking about. We struggled financially when I was married. One unrequited dream of mine was to surprise my ex with a new house. Especially during the holidays. But real life always gets in the way. It’s no joke trying to finalize a mortgage. I never thought realistically about financing. Or, FHA loans that may have applied to my circumstances. I wished...

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Posted in: Home, Money, Real Estate, saving money, Saving Money
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