Can You Really Retire Early With a Lower Income?

Last night I was reading an early retirement article on MSN. These types of articles always interest me because I find early retirement pretty fascinating and a long-term goal for myself. In this particular article, the woman featured was able to retire at the age of 32 after paying off $100,000 of student loan debt and amassing a $690,000 net worth in just 5 years. This is probably thanks in large...

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Posted in: Saving Money

4 Budgeting Tips For An Inconsistent Income

If you have an inconsistent income, trying to budget effectively can be stressful. I tend to have lots of anxiety in general so when I started earning a fluctuating income last year, my nerves often got the best of me. Freelancers, servers, bartenders and the like all have this in common and it can be hard to plan out what you’ll spend and how you’ll manage your money if you don’t...

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Posted in: Money

Ways to Earn Extra Money (To Pay Your Bills) In One Hour

Many of us have found ourselves in a situation where we would love to have some extra money ASAP. Even though I tend to stick to a budget and live on less than I earn, that doesn’t mean I’m not faced with extra and unexpected expenses every month. Many of those expenses aren’t emergencies so I don’t want to use my emergency savings to cover them. If you can relate, it’s...

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Posted in: Money

5 Self-Employment Retirement Options

More and more people are becoming self-employed these days. While being self-employed has many benefits such as having more flexibility or freedom to choose your own schedules, working as much or as little as you want, etc., there are downsides to being self-employed as well. Self-employed people have to pay extra taxes unlike traditional employees do. Self-employment does not come with a regular...

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Posted in: Retirement
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