This is a guest post. If you’re interested in guest posting with us, read our policy. Towards the end of 2012, the average purchase rate on credit cards had risen as high as 19.1 per cent – up an entire per cent from the same period one year previously. In fact, 19.1% is the highest the APR on credit cards has been in 18 months in the UK. The increasing APR is perhaps a little surprising, given...

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