Stay Cool: How to Save on Summer Cooling Costs

It’s almost August, and with that comes sweltering temperatures–and sticker shock when you open up your electricity bill. I live in Texas, and it gets hot here–as in, regularly over 100 degrees. During my first summer in the Lone Star state, I remember getting my electricity bill and immediately calling the electric company to inform them they’d made some sort of mistake. They...

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Posted in: Home, Life Hacks, Money

Five Reasons You Don’t Need a Financial Advisor

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  A few days ago I brought up a few of the benefits of using a financial advisor or planner. But is a financial advisor really necessary? Maybe not. Here are five reasons why you don’t need a financial advisor. 1. Many are commission-based. A number of financial advisors work on commission, making a percentage of their money on trades you may or may not need. If you’re working...

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Posted in: Money, Uncategorized

Being evil to save money

Save with Nordstrom Coupons, get a down payment, how to get a downpayment, saving money, saving, money, budgeting, Financial Goals, save money
Nice guys finish last right?  No one could accuse me of being too nice, though I don’t think I’m terribly evil.  Maybe just a teensy bit.  But you don’t want to be the guy who stands in the rain, holding the door open for everyone else do you?  Well, whether or not nice guys do finish last, I’d like to suggest some tongue-in-cheek (and not-so tongue in cheek) ways to...

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Posted in: Life Hacks

Paying for special occasions

special occasions, prepare financially, irregular savings account, irregular savings, invitation
This post was featured on the Carnival of Personal Finance When you’re trying to stick to a budget and save money, one of the biggest issues that can come up is a special occasion. A wedding, a birthday, a baby shower… these things can all wreak havoc on your budget unless you plan carefully. Whether or not it is correct, there are a lot of implicit expectations when it comes to these types...

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Posted in: Money
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