retirement Archives - Page 3 of 4 - The Outlier Model

Avoiding Common Mistakes in Retirement Planning

Common Mistakes in Retirement, retirement plans, nest egg

Guest / September 20th, 2013 / No Comments

This is a guest post. If you want to guest post with us, check out our guest post policy and get in touch! It’s not always easy to look far out into the future, especially for those who are still relatively young. No one wants to put themselves in the shoes of retirement, which often results in a lack of movement on the planning side of things. Retirement isn’t just going to unfold on its...

Posted in: Guest Post Tagged with: Diversification, employer sponsored plans, retirement, retirement planning

Retirement in 2013 – Is it what you’re expecting?

Retirement, retirement goals, nest egg, 401(k)

Guest / August 28th, 2013 / 2 Comments

This is a Guest Post. If you’re interested in guest posting, check out our policy! Going forward from 2013, the American work-force is slowly, but surely, coming around to looking at retirement in a completely different light than it was viewed in 20-30 years ago. Once upon a time, your retirement years were mirage-like – white-sand beaches, horseback riding in the country side, and/or leisurely...

Posted in: Guest Post Tagged with: retirement, retirement contribution, retirement plans, US retirement accounts, withdrawing retirement funds

Choosing NOT to participate in my employee stock plan

employee stock plan, company stocks, stocks, investment, stock investment

CF / February 18th, 2013 / 47 Comments

My current employer offers employees a chance to purchase company stock at a guaranteed discount. You enrol in 6 month periods and allocate a certain percentage (2% and up) of your salary towards purchasing stock. While there is a maximum number of stocks that you may purchase at one time (it’s a very high number…), the stocks are yours without restriction and you can sell them at any...

Posted in: Money Tagged with: debt repayment vs. investing, DRIP, employee stock purchase plan, investing, investing in stocks, investment decisions, retirement, TFSA, TFSA contribution

Revisiting the 2012 financial goals

2012 financial goals, financial goals, financial expectations

CF / April 5th, 2012 / 1 Comment

Earlier this year, Brian discussed our 2012 financial goals. We try to set our financial goals each year. It gives us something concrete to work towards and when you complete a goal, it feels great. At the time, I wasn’t sure where I would be employed or even IF I would be employed. Kind of hard to set goals when there is a lot of uncertainty! We did our best and I felt like I set some...

Posted in: Money Tagged with: Emergency fund, financial goals, net worth, pension, retirement, RRSP