Update: Jan 31, 2013 – This contest is now closed. Congratulations to Jess G. (Entry #527) for taking home the $100 cash prize! Anyone out there still paying off the Christmas bills?  Even though Brian and I (usually) save enough to pay for Christmas in cash, I find that I get a bit of an after-Christmas hangover.  I feel anxious about money, I don’t like to spend a lot, and I am more...

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