Paying for special occasions

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This post was featured on the Carnival of Personal Finance When you’re trying to stick to a budget and save money, one of the biggest issues that can come up is a special occasion. A wedding, a birthday, a baby shower… these things can all wreak havoc on your budget unless you plan carefully. Whether or not it is correct, there are a lot of implicit expectations when it comes to these types...

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New job, new budget

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Brian and I are both starting new positions this May.  As a result, we’ve updated our budget!  I mentioned before how it was important for us to avoid lifestyle inflation and I think we’ve done that.  At the same time, we want to give ourselves room to enjoy a small bit of our success.  Our bills and rent stay the same, so there are only a few changes that needed to be made. Original...

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Avoid lifestyle inflation

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When you’re used to following a certain budget, getting extra money can seem like an easy bonus – it doesn’t form part of your budget so it’s okay to spend it away.  After all, if you’ve taken care of you bills and your savings, everything else is gravy right?  But that’s where it is easy to fall into the trap of lifestyle inflation.  Suddenly that extra bit...

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Posted in: Money

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