Should You Invest or Pay Down Debt? 5 Questions to Ask Yourself

investment tips, pay down debt, debt tips
The age old question. Paying off debt and investing are both super important and crucial to do if you ever want to improve your finances. But which one is more important? And which should you prioritize? The answer to this question truly depends on a variety of factors including your current situation and your future goals. While I can’t tell you exactly which option to prioritize at this time...

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4 Things Millennials Can Give Up in Order to Contribute to Retirement

millenials and retirement, millenial tips, retirement contribution
Investing in order to prepare for retirement is something that most millennials are not thinking about but they definitely should be. When it comes to investing, the earlier the better is the type of mindset that young people should have. The money you set aside to invest no matter how large or small will earn interest compound over time allowing you to end up with more than you started with and that’s...

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Posted in: Retirement

Five Reasons You Don’t Need a Financial Advisor

financial advisor, finances, money matters
  A few days ago I brought up a few of the benefits of using a financial advisor or planner. But is a financial advisor really necessary? Maybe not. Here are five reasons why you don’t need a financial advisor. 1. Many are commission-based. A number of financial advisors work on commission, making a percentage of their money on trades you may or may not need. If you’re working...

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Posted in: Money, Uncategorized

Five Signs You Need a Financial Advisor

I recently had an interesting discussion with some coworkers about the necessity of a financial advisor. One was all for them, while the other was adamantly opposed. If you’re not sure whether or not you need a financial advisor, or if you’ve never really thought about it, here are five signs you could use some professional financial help: You have no idea what you’re doing. Maybe...

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Posted in: Money, Uncategorized
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