How to Avoid a Post-Holiday Spending Hangover

post holiday spending hangover, holiday spending tips, christmas spending advice
You might have experienced it before. The holiday season rolls around. You go overboard with your gift list. You take advantage of one too many sales. Everyone invites you to events or a holiday gift exchange. You decide to take the kids out to the local winter festival. Come January, you’re in over your head and either extremely broke or faced with an overwhelming amount of credit card debt. Dealing...

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