How to Manage Holiday Gift Exchanges this Year

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Often times during the holiday season, people get involved in group gift exchanges that they either don’t want to be a part of or can’t afford. Gift exchanges and secret Santa exchanges can help you save money by only requiring you to purchase a gift for one person instead of the entire group. On the contrary, if you are in quite a few gift exchanges this year, you might not be saving much money...

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Posted in: Money

How to Avoid Getting Into Debt this Holiday Season

avoid debt, holiday tips, debt free shopping
Christmas will be here before you know it. We’ve shared ways to shop smart for the holidays and how to save, but you can still go into debt by mismanaging your money and overspending during this time of year. It can be tempting to splurge during the holiday season, especially after several months of budgeting well and keeping your finances under control. Holiday ads prompt consumers to spend more...

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Posted in: Credit and Debt, Money
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