2 Money Mistakes Keeping You in a Debt-Cycle

Did you know that the average person owes over $90,500 in debts? That is because debt is a like a viral financial mindset. The average person mired in debt can only create money by generating more debt. This is a debt-cycle mindset created and perpetuated by desperation and complacency. I am not judging you. I have been broke, homeless, and it took me a decade to learn I had fostered a debt-cycle...

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Posted in: Credit and Debt, Debt, Minimalism and Frugality, Money, Personal Finance, Saving Money, saving money

Cheapest Places to Live If You Want to Become Debt Free

If you want to pay off your debt and remain debt free, your living expenses can play a huge role. Personally, I’ve moved to save money before and I could never picture myself living in a super high-cost area because I like to keep my expenses very low. This is the edit to remove. By doing this, I can use more of my money to pay off debt and get my finances in order. I never want to become house...

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Posted in: Money

4 Things I’m NOT Giving Up to Become Debt Free

Last week, I shared 5 things I’m giving up in order to become debt free. This week, I think it’s only fair to share some of the things I’m not giving up while on my debt repayment journey. I only came up with 4 this time so many that mean I’m still better at making sacrifices to pay off my debt 🙂 Even though I really want to get out of debt, I don’t consider it a death...

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Posted in: Credit and Debt

5 Things I’m Giving Up to Become Debt Free

I know you’ve probably heard that getting out of debt requires some sacrifice. Getting out of debt will change your life so you have to be willing to make some changes during your journey in order to get there. I’ve made quite a few sacrifices over the past few years in order to get out of debt but I consider them minimal in the grand scheme of things and some of them are only temporary. Here...

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Posted in: Credit and Debt
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