budgeting Archives - The Outlier Model

4 Budgeting Tips For An Inconsistent Income

Chonce Maddox / September 27th, 2017 / No Comments

If you have an inconsistent income, trying to budget effectively can be stressful. I tend to have lots of anxiety in general so when I started earning a fluctuating income last year, my nerves often got the best of me. Freelancers, servers, bartenders and the like all have this in common and it can be hard to plan out what you’ll spend and how you’ll manage your money if you don’t...

Posted in: Money Tagged with: budget hacks, budgeting, budgeting tips, inconsistent income, irregular income, money

Updates: August 11 – 17

Brian / August 17th, 2013 / 6 Comments

This weekend I left CF in the city working on some big work deadlines and headed out to visit my family a couple of hours away. For any Canadians who remember The Beachcombers, I grew up on the Sunshine Coast where the show was filmed. It’s a great place to escape from the city for a short while and not a very long trip. I’m also off to one of the nearby islands for the day to visit a...

Posted in: Weekly Updates Tagged with: beachcombers, budgeting, building weath, financial plan, gibsons, paying off mortgage early, sunshine coast

Using Planwise to create a money plan

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CF / October 29th, 2012 / 17 Comments

Have you heard of Planwise yet? They’re an up and coming San Francisco based technology company that has created a pretty slick web app to help consumers plan out their finances. The basic idea is that you give the app your financial stats – income, expenses, debts and so on – and then add “Plans” on top off your baseline. Plans could be things like taking out a...

Posted in: Money Tagged with: budgeting, making a budget, new budget, new job, Planwise, saving money, spending money, staying on budget, staying out of debt

Estimating income and bills

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CF / July 5th, 2012 / 6 Comments

I’m a little annoyed because I over-estimated my paycheque at my new job. As a result, I’ve had to do some last-minute adjustments to my budget. Part of it was due to uncertainty – not all of my deductions and benefits were processed until recently, for example, so my very first paycheque was inflated. Part of it was due to optimism on my part – I had apparently forgotten...

Posted in: Money Tagged with: budgeting, debt, estimating bills