Avoid lifestyle inflation

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When you’re used to following a certain budget, getting extra money can seem like an easy bonus – it doesn’t form part of your budget so it’s okay to spend it away.  After all, if you’ve taken care of you bills and your savings, everything else is gravy right?  But that’s where it is easy to fall into the trap of lifestyle inflation.  Suddenly that extra bit...

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Posted in: Money

Indulge yourself to stay on track

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Budgets are tough.  It’s easy to want things and so much harder to say no.  Saying no to yourself does get easier over time, but it helps if you leave enough room in your budget for the occasional indulgence.  It’s like a diet.  Everyone knows that eating lots of fruits, vegetables and fiber will keep you healthy, but the occasional chocolate bar does no harm and may offer some benefit as...

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Posted in: Entertainment and Leisure, Money

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