Personal Reflection – I Was Financially Unprepared for My First Apartment

I wrote about this topic before, but I wanted to go into greater detail about my mistakes in renting. Owning a home is the American ideal. However, most people settle for renting an apartment. Still, even that isn’t easy for most to do. The average studio apartment in New York City, Manhattan specifically, costs $2,550-a-month. Meanwhile, about 43% of Americans can barely afford their rent and bills. People...

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Posted in: Home, Personal Finance, Saving Money

These Scholarship Directories Could Help Your Child Forego Student Loans

People with children understand the financial shock awaiting them when they become college bound. It costs an estimated $233,000 to raise a child from the moment of birth to 17. Keep in mind that this estimate doesn’t include medical care or tuition costs. A private college will cost you more than $35,000 annually in tuition costs. If you have multiple children, then those costs grow exponentially....

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Posted in: Education, Money, Personal Finance, Saving Money

Retiring to a Developing Country? What Can Go Wrong

I think about retirement all the time. The average annual cost of living standard for a retiree is about $45,000. You can live in many states comfortably, like Alabama, Idaho, Kentucky, and Utah, for less than that annually. If you don’t live in states with large metropolitan hubs, then you should be OK. However, if you’re thinking about retiring to a developing country, then $45,000 a year can...

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Posted in: Money, Personal Finance, Retirement, Saving Money, Travel

Don’t Fall for These Retailer Tricks – Or It’ll Cost You

Every time I leave a supermarket, convenience store, or pharmacy, I buy a candy bar. I did that for many years, and I paid for it in lost money and gained weight. Impulse buys. Those items are placed by the register to tempt your impulsive tendencies. In fact, the average consumer spends over $5,400 every year on random impulse purchases. What could you do with an extra $5,400? Resist these retailer...

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Posted in: Education, Food and Grocery, Life Hacks, Money, Personal Finance, Saving Money
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