Need Credit? Try the Shopping Cart Trick

Shopping Cart Trick
If you have a less than stellar credit history, getting additional credit can be hard, if not downright impossible. Luckily, there is a technique, known as the Shopping Cart Trick, that can help you obtain credit. The approach avoids a hard pull against your credit report, increasing the odds of approval. Plus, it works with a lot of retailers, allowing you to get a store card at places you usually...

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Posted in: Life Hacks, Saving Money

Prepaid Cell Phone Service: Is It All It’s Cracked Up to Be?

prepaid cell phone service
When prepaid cell phone service first came onto the market, many people weren’t excited. Sure, they may offer savings on your monthly plan costs, but the phone selection was limited. Plus, the devices that were available weren’t the trendiest ones available. Now, prepaid cell phone service is different, though that doesn’t necessarily guarantee that it’s right for you. If you are wondering...

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Posted in: Saving Money

Can You Really Retire Early With a Lower Income?

Last night I was reading an early retirement article on MSN. These types of articles always interest me because I find early retirement pretty fascinating and a long-term goal for myself. In this particular article, the woman featured was able to retire at the age of 32 after paying off $100,000 of student loan debt and amassing a $690,000 net worth in just 5 years. This is probably thanks in large...

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Posted in: Saving Money

Best Apps to Help You Save Money on Everyday Purchases

With the prices of food and everyday items rising due to inflation, consumers everywhere are feeling their budgets squeeze. There’s no doubt that coupons help bridge the gap caused by inflation in people’s budgets for everyday purchases. Even though overall food prices are rising, people are still scared off from using coupons because of outdated beliefs that couponing requires hours of time spent...

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Posted in: Money, Saving Money
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