2 Money Mistakes Keeping You in a Debt-Cycle

Did you know that the average person owes over $90,500 in debts? That is because debt is a like a viral financial mindset. The average person mired in debt can only create money by generating more debt. This is a debt-cycle mindset created and perpetuated by desperation and complacency. I am not judging you. I have been broke, homeless, and it took me a decade to learn I had fostered a debt-cycle...

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Posted in: Credit and Debt, Debt, Minimalism and Frugality, Money, Personal Finance, Saving Money, saving money

How Adopting a Zero Waste Lifestyle Can Save You Money

Want to know an easy way to save $1,000 every 3 to 5 years? Stop buying paper towels and just buy reusable and financially empowering bamboo paper towels. It’s an easy way to adapt to a zero waste lifestyle and save more money. Does that sound too New Age-y for you? Well, it shouldn’t. The world is running out of resources and we waste too much money on resources that can be often reused. It’s...

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Posted in: Environment and Envrionmental, Minimalism and Frugality, Money, Personal Finance, Saving Money, saving money

Never, Ever Buy These Items From the Dollar Store

A bargain is something you don’t really need, and probably don’t even really want, but desire because of irresistible pricing. And dollar stores perfected the proprietary art of making low-quality and cheap items look like bargains. A lot of dollar store products are items of inferior quality. Many are sold in deceptively repackaged, smaller-sized quantities to fool you into paying more than you...

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Posted in: Money, Personal Finance, Saving Money

Why Fear of Missing Out Could Be Dangerous for Your Retirement?

You know, I never yelled, “YOLO,” once when it was a popular phrase. “You only live once,” was a phrase the kids used to say to before verbally inspiring themselves to perform ambitious stunts. It’s a dated phrase and I am struck by how the term spread like wildfire. It reminds today of how middle-aged people use terms like, “lit,” to perhaps feel young or culturally in-the-know. Or...

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Posted in: Career, Career and Work, Family, Health, Money, Personal Finance, Retirement, Saving Money, saving money
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