Panic Buying face masks Wastes Money (I keep Telling Myself)

Panic only makes tunnel vision narrower and emboldens irrational thinking. I am not preaching. Right now, I am seriously considering spending hundreds of dollars a month on medical and respirator face masks. Facts and reality alleviate panic and eliminates panic-buying regret (I don’t know why I need a face mask. As of this writing, over 110,000 people on Earth have COVID-19. In December 2019, only...

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Posted in: Health, Money, Personal Finance, Philosophy, Saving Money, saving money

How to buy a car from Goodwill

Wanting a car and being able to buy a car are two different things. According to the U.S. Bureau of Labor Statistics, the average American salary in 2019 was just under $49,000. However, the average price of a new car in 2019 was $36,700. Imagine using almost 75% of an annual salary to buy a new car. This is a serious dilemma for many people since over 63% of Americans drive on almost daily basis. You...

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Posted in: Auto, Career and Work, Money, Personal Finance, Saving Money, saving money

I Should have made Small-Scale Investment Risks (in Myself) long ago

Several years ago, I converted a small academic pension into a decade long annual annuity. I used to be a teacher and an academic adviser many years ago. So, I had a small pension that I could have looked forward to in old age. A mini-retirement nest egg. When I converted my pension into an annuity, the investment and pension company created a contract where I would receive an annual payment for a...

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Posted in: Business, Career, Career and Work, Education, Money, Personal Finance, Philosophy
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