What Are the Average Car Loan Rates by Credit Score?

Whether you are shopping for a new or used vehicle, you should pay close attention to the interest rate offer for the loan. After all, your interest rate will determine the total cost of your loan and your monthly payments. If you have a good credit score, you can expect to receive offers for low interest rates for your car loan. However, your rates will be higher if you have a fair or poor credit...

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Posted in: Personal Finance

You Might Be Underinsured. Ethos Can Fill in the Gaps.

ethos life insurance
Helping the Underinsured, Ethos Makes Term Life Insurance Affordable No other financial product provides the kind of security you get from life insurance. It helps beneficiaries during truly painful circumstances. Sadly, most adults either don’t have life insurance or have insufficient coverage for all of the things that arise in bereavement and its aftermath.

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Posted in: Personal Finance

The Current State of Student Loan Debt

student debt
America has reached a new economic milestone – or maybe a millstone – of $1.52 trillion. Which of the following does this number represent? 1. The latest contract for a professional athlete 2. Your current credit card balance 3. America’s collective student loan debt While the first choice sounds strangely plausible, and some days you may feel like the second choice is correct, $1.52 trillion...

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Posted in: Personal Finance
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