Estimating income and bills

Estimating income, expenses, emergency expenses, bills, budgeting, budgeting income, make a budget that works, budgeting 101, Family and finances, dealing with the family, Making money, extra income, quick cash, side job
I’m a little annoyed because I over-estimated my paycheque at my new job.  As a result, I’ve had to do some last-minute adjustments to my budget.  Part of it was due to uncertainty – not all of my deductions and benefits were processed until recently, for example, so my very first paycheque was inflated.  Part of it was due to optimism on my part – I had apparently forgotten...

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Posted in: Money

Giving up the 2nd job

Giving up, giving up your job, part time job, side hustle, extra income
Some people debate whether or not they should get a 2nd job to supplement their income.  (The answer is generally yes!)  Now that I’ve finished my second degree program and have a good job, I find myself wondering if I should give up my second job. It’s a casual position at an institution where I used to work as a research assistant.  The job involves taking care of laboratory animals...

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Posted in: Money, Philosophy

Tackling my student loans

student loans, paying off student loans, student loan program
Student loans are like the opposite sides of the same coin.  The growing student loan debt held by young people has been a major topic in recent news.  On one hand, it’s a great equalizer because it helps to provide access to post secondary education for individuals who may not be able to afford it otherwise.  Having student loans also gives you access to bursaries and scholarships not available...

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Posted in: Money

Living on the poverty line

poverty line, poverty, poverty living
Every once in a while, a group or charity will call out the government and complain that it is impossible to live on minimum wages or that people at the poverty line can never expect to improve their lives.  Is this really true?  I would argue not.  Let’s take a look at some real numbers. Say you’re an average British Columbian with a high school diploma.  You don’t want to take...

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Posted in: Money, Philosophy
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