Top 4 Gem Investments

Do you know that diamonds are essentially worthless? You must know that if you want to invest in precious gems. Such an idea goes against our basic programming because we have been essentially programmed to believe that diamonds are, “rare,” and valuable when nothing could be further from the truth. Diamonds are not a wise investment because they don’t accrue in value and you can never resell...

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Posted in: Money

Personal Reflection – I’ve Rented Too Long and Want to Own

Owning a home is the epitome of the American dream. Everyone wants to own a home, raise a family, and enjoy the benefits of home ownership. However, most people go through their entire lives just vocalizing their wants instead of doing what is necessary to attain them. When you rent an apartment or home, you are delaying any and all ambitions that you may have in life. Admittedly, there are definitely...

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Posted in: Money, Personal Finance, Real Estate

These Scholarship Directories Could Help Your Child Forego Student Loans

People with children understand the financial shock awaiting them when they become college bound. It costs an estimated $233,000 to raise a child from the moment of birth to 17. Keep in mind that this estimate doesn’t include medical care or tuition costs. A private college will cost you more than $35,000 annually in tuition costs. If you have multiple children, then those costs grow exponentially....

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Posted in: Education, Money, Personal Finance, Saving Money

Retiring to a Developing Country? What Can Go Wrong

I think about retirement all the time. The average annual cost of living standard for a retiree is about $45,000. You can live in many states comfortably, like Alabama, Idaho, Kentucky, and Utah, for less than that annually. If you don’t live in states with large metropolitan hubs, then you should be OK. However, if you’re thinking about retiring to a developing country, then $45,000 a year can...

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Posted in: Money, Personal Finance, Retirement, Saving Money, Travel
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