2 Money Mistakes Keeping You in a Debt-Cycle

Did you know that the average person owes over $90,500 in debts? That is because debt is a like a viral financial mindset. The average person mired in debt can only create money by generating more debt. This is a debt-cycle mindset created and perpetuated by desperation and complacency. I am not judging you. I have been broke, homeless, and it took me a decade to learn I had fostered a debt-cycle...

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Posted in: Credit and Debt, Debt, Minimalism and Frugality, Money, Personal Finance, Saving Money, saving money

How to Make Money From Online Auctions

Make Money From Online Auctions
In this economy, it seems like everyone needs multiple side hustles. If you own valuable material items, or have access to such, you may be able to make money from online auctions. However, nothing in life is ever that easy. You must have quality material to sell, know where to sell it, how to sell, and know how to maximize your profitability potential. Don’t have anything valuable to sell? Well,...

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Posted in: Career, Money, Online Income, Personal Finance

You Won’t Believe How Much Money Is Wasted On Unused Gift Cards

Sometimes we give a gift so someone can throw it away in our stead. It may be sense of pride or of entitled status. Still, waste is waste. When I was a kid, people would complain about receiving Christmas fruit cakes. I loved them, but it was TV trope for TV characters to throw them away. I know people who throw away gifts instead of re-gifting. Unused gift cards are just an awful waste. Have you...

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Posted in: Money, Personal Finance

Is Working Overtime Worth It?

  I’m wary of workaholics – I think escapism, not an enhanced work ethic, drives them to endure 40+ hour workweeks.  If you are lucky enough to be working in this economy now, do you work overtime? The typical American works 40 hours a week and makes $48,700 annually. Is Working Overtime Worth It? I am not referring to government employees. They make 1 and ½ times their hourly salary for...

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Posted in: Career, Career and Work, Fitness and Exercise, Health, Money, Online Income, Personal Finance, Philosophy
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