Need Credit? Try the Shopping Cart Trick

Shopping Cart Trick
If you have a less than stellar credit history, getting additional credit can be hard, if not downright impossible. Luckily, there is a technique, known as the Shopping Cart Trick, that can help you obtain credit. The approach avoids a hard pull against your credit report, increasing the odds of approval. Plus, it works with a lot of retailers, allowing you to get a store card at places you usually...

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Posted in: Life Hacks, Saving Money

Is Paying for Grocery Delivery Worth the Price?

Food Basket from Grocery Delivery
Grocery delivery is all the rage. Nearly everyone can see the appeal in skipping the grocery store, allowing these services to rise in popularity. Ultimately, we all need food to survive, but actually going to the grocery store is no longer a necessity. Like most other services, grocery delivery comes with a price tag. That means you need to figure out if it is worth the cost of admission to you....

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Posted in: Home, Life Hacks

Mega List of Cheap Hobbies

When you’re trying to cut expenses and live well on less, expenses for your wants are almost always reduced or eliminated first. Personally, I have an issue with this because there’s nothing wrong with having wants. While needs will be prioritized over wants most of the time, it’s important to make sure you’re not miserable while you’re on your road to financial success....

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Posted in: Entertainment and Leisure, Life Hacks, Money

How to Use a Bi-Weekly Budget to Meet Your Financial Goals

How do you budget for expenses and financial goals? It’s no secret that many Americans live paycheck to paycheck. While that’s not the best way to manage your money, you can make the most of it if you get paid bi-weekly. If you get paid bi-weekly, most of your bills are monthly and you set a little money aside as a checking account buffer, you can use a bi-weekly budget to your advantage....

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Posted in: Life Hacks, Money
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