I have yet to buy my Dream House – I’m OK with that

dream house
The average price of a new home as of September 2019 was about $363,000. About 65% of Americans own a home. However, the great majority of homeowners are people aged between 50 and 65, and over. Older Americans are more likely to have good credit, fix-incomes and pensions, savings, and good credit. Everything needed to maintain a home. After all, the dream of home ownership, often called the last...

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Posted in: Home, Money, Personal Finance, Saving Money, saving money

Before You Finalize That Mortgage, Here Are Ultra-Cheap Ways to Get a Home

finalize a mortgage
I am divorced. It is not a subject I enjoy talking about. We struggled financially when I was married. One unrequited dream of mine was to surprise my ex with a new house. Especially during the holidays. But real life always gets in the way. It’s no joke trying to finalize a mortgage. I never thought realistically about financing. Or, FHA loans that may have applied to my circumstances. I wished...

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Posted in: Home, Money, Real Estate, Saving Money, saving money

You’ll Be Shocked To Learn Where Your Mortgage Is Likely To Be Denied

mortgages are denied
  There are more American homeowners renting homes than any other time over the last 50 years. Almost 65% of Americans are homeowners but over 36% of those homeowners rented instead of owned their homes. Among other facts about homeowners to consider: • Almost 40 million homeowners are financially strained • Over a third of all homeowners allot 30% or more of their income for home finances...

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Posted in: Career, Career and Work, Credit and Debt, Home, Personal Finance, Real Estate

You Must Hear About These 5 Cities with Rent Under $600

rent under $600
(Lincoln, Nebraska image by Tim Vrtiska via CC BY-ND 2.0 ) In 1997, when I was a young and hopelessly naïve college student, I dreamed about moving to San Francisco. I had no real-life experience or any understanding of cost of living standards. Most young people think that they will live forever, stay healthy forever, and can do anything. I reflect in shock as I once believed that I could do this. One...

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Posted in: Home, Personal Finance
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