Where to Keep Your Money While Saving for a House

saving for a house
The typical cost of a new house is over $330,000. That is a lot of money to save for in a pandemic wrecked economy. So where should you keep your money while saving for a house? You should keep in mind that saving for a house is a time-exhaustive process. It takes time to save enough money for a down payment, closing costs, and pay for all of the ancillary costs that come after buying a house, like...

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Posted in: Home, Money, Personal Finance, Saving Money, saving money

Do You Tip House Painters?

When I was a young college student, I took a date to a fancy Asian cuisine restaurant near our college. The food was good, but as we ate dessert, I noticed there was a penny in my ice cream. I am getting queasy culinary flashbacks now from the memory. I balked at paying a tip and the hostess argued with me. Young and naïve, I paid a dollar. I wish I could go back in time and change that. Does every...

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Posted in: Home, Money

Using a Retirement Fund Loan to Buy a New Home – I Wish I Did That

“Anything that can go wrong, will go wrong.” That is an old and witty saying – something that used to be called an “epigram.” This saying is connected to the phrase, “Murphy’s Law.” No matter what you do or how you get ahead, the one thing that may hold you back or negate your progress will appear at the most inopportune moment. I spent almost a decade renting apartments when I...

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Posted in: Career and Work, Home, Money, Personal Finance, Real Estate

How To Improve Your Credit Score Before Buying a Home

If you want to become part of the 65 percent of Americans who own their homes, credit can often be a hurdle. Whether you’ve not established enough credit, or if you’ve had some hiccups with your finances along the way, amping up your credit score to purchase a home is not an insurmountable task. Read on to learn how, with a little planning and patience, you can improve your credit score and be...

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Posted in: Home
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