Personal Reflection – I Was Financially Unprepared for My First Apartment

I wrote about this topic before, but I wanted to go into greater detail about my mistakes in renting. Owning a home is the American ideal. However, most people settle for renting an apartment. Still, even that isn’t easy for most to do. The average studio apartment in New York City, Manhattan specifically, costs $2,550-a-month. Meanwhile, about 43% of Americans can barely afford their rent and bills. People...

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Posted in: Home, Personal Finance, Saving Money

Examples of Fraudulent Real Estate Practices

Have you ever found yourself ignoring a nagging feeling that you’re being scammed? The situation being presented to you may be just too good to be true. Or, the facilitator presenting the deal is just a little too politely aggressive, which they ostensibly claim is for your sake. Many of us have gone through these motions right before becoming the victim of real estate fraud. If it has happened...

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Posted in: General, Home

Tumble Dryers Are Not Cheap. Are You Shortening Its Lifespan?

  Am I the only person on Earth who has developed a hate/hate relationship with their household appliances? If you don’t use appliances the right way, you can break them. It’s easy to use a blender, but then you must clean them properly, or you might as well leave a, “Welcome,” sign outside for ants and pests of all kinds.  Then there is the, “Energy Star,” consumer initiative for...

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Posted in: Home

Money Pit Projects That Lowers Your Home’s Value

The American dream is to own a home, but the American hustle is to sell high and make an appreciable profit. For most Americans, the average price of a new home is about $380,000. Meanwhile, one out of every four homes lose some appreciable value. Some homes lose value due to the unpredictability of the housing market. Sometimes in life we cause our own worst suffering. Like with home renovation....

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Posted in: Home, Money, Real Estate
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