Using a Retirement Fund Loan to Buy a New Home – I Wish I Did That

“Anything that can go wrong, will go wrong.” That is an old and witty saying – something that used to be called an “epigram.” This saying is connected to the phrase, “Murphy’s Law.” No matter what you do or how you get ahead, the one thing that may hold you back or negate your progress will appear at the most inopportune moment. I spent almost a decade renting apartments when I...

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Posted in: Career and Work, Home, Money, Personal Finance, Real Estate

How To Improve Your Credit Score Before Buying a Home

If you want to become part of the 65 percent of Americans who own their homes, credit can often be a hurdle. Whether you’ve not established enough credit, or if you’ve had some hiccups with your finances along the way, amping up your credit score to purchase a home is not an insurmountable task. Read on to learn how, with a little planning and patience, you can improve your credit score and be...

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Posted in: Home

I have yet to buy my Dream House – I’m OK with that

dream house
The average price of a new home as of September 2019 was about $363,000. About 65% of Americans own a home. However, the great majority of homeowners are people aged between 50 and 65, and over. Older Americans are more likely to have good credit, fix-incomes and pensions, savings, and good credit. Everything needed to maintain a home. After all, the dream of home ownership, often called the last...

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Posted in: Home, Money, Personal Finance, Saving Money, saving money

Before You Finalize That Mortgage, Here Are Ultra-Cheap Ways to Get a Home

finalize a mortgage
I am divorced. It is not a subject I enjoy talking about. We struggled financially when I was married. One unrequited dream of mine was to surprise my ex with a new house. Especially during the holidays. But real life always gets in the way. It’s no joke trying to finalize a mortgage. I never thought realistically about financing. Or, FHA loans that may have applied to my circumstances. I wished...

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Posted in: Home, Money, Real Estate, Saving Money, saving money
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