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How much will a cruise cost?

cruise cost, cruise holiday, going on a cruise, cruise ship
This is a guest post. If you’re interested in guest posting with us, read our policy. Cruise holidays are many people’s idea of the dream holiday and it isn’t unusual for individuals to save their hard earned money to be able to afford to go on a cruise holiday. Photo credit: quinet via Fickr However, once you have paid up and booked your cruise of a lifetime, the spending, unfortunately, doesn’t end...

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Is an apprenticeship better than a degree?

apprenticeship, getting a degree, college, internship
This is a guest post. If you’re interested in guest posting with us, read our policy. Growing up is hard. Remember being 18 and struggling to deal with university applications, course selections, and oh yeah, borrowing $10,000 in student loan money?  Yeah, it sucks – so why make it harder?  It’s conventional wisdom that smart kids need to go to college to get the good jobs.  And sure,...

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APR on credit cards highest in years

APR on credit cards, credit cards, APR, balance transfer
This is a guest post. If you’re interested in guest posting with us, read our policy. Towards the end of 2012, the average purchase rate on credit cards had risen as high as 19.1 per cent – up an entire per cent from the same period one year previously. In fact, 19.1% is the highest the APR on credit cards has been in 18 months in the UK. The increasing APR is perhaps a little surprising, given...

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Annuity Trends for 2013

Student Loan, paying off debt, get out of debt, student loan pay-off, paying student loans, Annuity Trends, annuity, annuity schemes
This is a guest post. If you’re interested in guest posting with us, read our policy. With the slow recovery following the economic downturn, there have been knock on effects in many markets. The returns on such annuity schemes are lowering and so people are unsure where to invest their money for their retirement. Photo Credit: Dave Dugdale via Flickr My Pension Expert provides pension advice...

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