I Should have made Small-Scale Investment Risks (in Myself) long ago

Several years ago, I converted a small academic pension into a decade long annual annuity. I used to be a teacher and an academic adviser many years ago. So, I had a small pension that I could have looked forward to in old age. A mini-retirement nest egg. When I converted my pension into an annuity, the investment and pension company created a contract where I would receive an annual payment for a...

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Posted in: Business, Career, Career and Work, Education, Money, Personal Finance, Philosophy

These Scholarship Directories Could Help Your Child Forego Student Loans

People with children understand the financial shock awaiting them when they become college bound. It costs an estimated $233,000 to raise a child from the moment of birth to 17. Keep in mind that this estimate doesn’t include medical care or tuition costs. A private college will cost you more than $35,000 annually in tuition costs. If you have multiple children, then those costs grow exponentially....

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Posted in: Education, Money, Personal Finance, Saving Money

Don’t Fall for These Retailer Tricks – Or It’ll Cost You

Every time I leave a supermarket, convenience store, or pharmacy, I buy a candy bar. I did that for many years, and I paid for it in lost money and gained weight. Impulse buys. Those items are placed by the register to tempt your impulsive tendencies. In fact, the average consumer spends over $5,400 every year on random impulse purchases. What could you do with an extra $5,400? Resist these retailer...

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Posted in: Education, Food and Grocery, Life Hacks, Money, Personal Finance, Saving Money

4 Important Money Management Tips for College Students

money management for college students
In 2017, the average student graduated already $40,000 in debt. That’s a large deficit to start your career with. Because of this, smart money management for college students is crucial. If you want to feel financially free, start working on it now. Here are 4 tips to help manage your money in college to avoid financial minefields. 1. Leverage Your Student Status Businesses and services alike often...

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Posted in: Education
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