Don’t Give in to Pandemic Panic – Realistically Reassess Your Finances

Over 840,000 people applied for unemployment benefits in the first week of October. How sad it is that 840,000 people applying for unemployment, instead of 1 million, is considered progress. The point is that the state of your personal finances has probably been obscenely disrupted by the pandemic. Don’t fall into pandemic panic. And don’t pretend everything is normal so you can continue conducting...

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Posted in: Career, Career and Work, Debt, Money, Personal Finance, Saving Money

2 Money Mistakes Keeping You in a Debt-Cycle

Did you know that the average person owes over $90,500 in debts? That is because debt is a like a viral financial mindset. The average person mired in debt can only create money by generating more debt. This is a debt-cycle mindset created and perpetuated by desperation and complacency. I am not judging you. I have been broke, homeless, and it took me a decade to learn I had fostered a debt-cycle...

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Posted in: Credit and Debt, Debt, Minimalism and Frugality, Money, Personal Finance, Saving Money, saving money

I May Not Qualify As a Freelancer, But I’ll Try Unemployment

Have you heard about the “Murder Hornet?” It’s not enough that the coronavirus pandemic is encircling the globe. And its not enough that that over 30.3 million Americans are currently unemployed. (Or that the real estimate may be double that.) Additionally, it doesn’t seem like its enough that the pandemic, and preventative lockdowns, seem to have no end in sight. Now, we have murder hornets....

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Posted in: Career, Career and Work, Debt, Health, Money, Online Income, Personal Finance, Philosophy, Saving Money, saving money

What Are Signature Loans and When Can One Use Them?

Most Americans only have about $400 saved away in case of emergency. That means if a slightly more expensive cost pops up, most people won’t have enough money to cover it. So what are you supposed to do if you’re in this situation and need money fast? Signature loans might be a way out for you. But before you start applying, you should understand what you’re signing up for with one...

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Posted in: Debt

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