2 Money Mistakes Keeping You in a Debt-Cycle

Did you know that the average person owes over $90,500 in debts? That is because debt is a like a viral financial mindset. The average person mired in debt can only create money by generating more debt. This is a debt-cycle mindset created and perpetuated by desperation and complacency. I am not judging you. I have been broke, homeless, and it took me a decade to learn I had fostered a debt-cycle...

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Posted in: Credit and Debt, Debt, Minimalism and Frugality, Money, Personal Finance, Saving Money, saving money

You’ll Be Shocked To Learn Where Your Mortgage Is Likely To Be Denied

mortgages are denied
  There are more American homeowners renting homes than any other time over the last 50 years. Almost 65% of Americans are homeowners but over 36% of those homeowners rented instead of owned their homes. Among other facts about homeowners to consider: • Almost 40 million homeowners are financially strained • Over a third of all homeowners allot 30% or more of their income for home finances...

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Posted in: Career, Career and Work, Credit and Debt, Home, Personal Finance, Real Estate

Five Easy-To-Pawn Items

easy-to-pawn items
(Photo by Jonathan McIntosh via CC BY-SA 2.0) What items are easy-to-pawn? Like many people, I have visited a pawn shop more than once in my life. I have pawned rings, various kinds of jewelry, and musical instruments on multiple occasions. What struck me during each transaction was that the loan was of a lesser value than that of my pawn items. That is the point for pawnbrokers, and pawnbroking is...

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Posted in: Business, Credit and Debt, Personal Finance
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