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Don’t Spend Money Accidentally Given to You by a Job or Bank – You’ll Regret It

When I was a college adjunct and academic adviser, almost 14 years ago, I had an unintentional but welcome financial windfall. The payroll department had accidentally paid me twice my normal pay via direct deposit. It was laughingly obvious to me with just half a glance at my bank account. I am a native New Yorker. New York City is a city with an astronomically high cost of living standard. I was...

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Posted in: Business, Career, Career and Work, Legal, Money, Personal Finance

Moving Soon? These Cities Have the Most Job Openings

job openings
“The only risk in moving towards a new horizon in search of more is losing what little you take for granted now.” That is a quote a friend of mine said to me when I was in college, dreaming about moving to San Francisco. I think she got it from a song. Anyway, I was amazingly unaware of the cost of living there. I never even thought about researching available job openings beforehand. Over 35...

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Posted in: Career, Career and Work, Family, Money, Personal Finance

You’ll Be Shocked To Learn Where Your Mortgage Is Likely To Be Denied

mortgages are denied
  There are more American homeowners renting homes than any other time over the last 50 years. Almost 65% of Americans are homeowners but over 36% of those homeowners rented instead of owned their homes. Among other facts about homeowners to consider: • Almost 40 million homeowners are financially strained • Over a third of all homeowners allot 30% or more of their income for home finances...

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Posted in: Career, Career and Work, Credit and Debt, Home, Personal Finance, Real Estate

Personal Reflection – I Stayed in My Old Job for Far Too Long and Stunted My Potential

Don’t quit your job on a whim. I am not suggesting that you should quit your job, disrupt your income flow and ability to pay your bills, and upend your life because you feel like it. This is not a decision to take lightly. However, as I personally reflect upon on my life, I regret not leaving my previous jobs when I had the chance. I spent too much time coasting, participating in the rat race,...

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Posted in: Business, Career, Career and Work, Philosophy
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