One of the most overwhelming tasks of starting a business or hiring a freelance worker is the pain of filling out a pay stub. You might feel as if one wrong detail will lead to the person not being paid correctly or that your pay stub is too plain. However, it doesn’t have to be that way. Generating a pay stub shouldn’t be difficult at all if you use the proper technique.

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According to Bankrate’s latest Financial Security Index, 28% of U.S. adults (nearly 3 in ten people) don’t have any emergency savings. The survey also found that one in four U.S. adults has a rainy day fund, but that it’s not enough to cover three month’s worth of living expenses.

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There’s no denying it, America is a nation of big beef eaters. We’re known around the world for our love of steak. And for a good reason too. The average American eats over 100kgs of red meat (and poultry) each year. You can’t blame us, though. After all, there’s nothing better than getting stuck into a tender slab of steak. It gets our mouths watering just thinking about it.

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Taxes can be confusing for anyone. You probably wish you learned more about this in school. Maybe you’ve tried to use an online program, but are still struggling to understand basic information about your taxes. Income tax rules and the laws around them can be complicated, but learning the foundation will help.

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