Wait! Don’t Join the Gym Just Yet

Join the Gym, gym membership
Resolving to get in shape in the new year is a resolution millions make every year.  Unfortunately, the majority of those millions, in their excitement and resolve to become lean and fit, drop a lot of money to achieve this goal, including the often expensive act of joining a gym. Joining the gym can be a smart move for some people, but for the majority of us, doing so is just like giving our money...

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Posted in: Fitness and Exercise

How to Recover from a Holiday Shopping Binge

big bargains, shopping, discounts, profits
When my husband and I were just married (and beyond broke), we only bought very small presents for each other and some presents for my mom that were within our budget.  However, when we got home for Christmas, my mom was beaming with pride as she showed us the many presents she had under the tree for us. Embarrassed by our small number of gifts for her, we went out shopping on Christmas Eve to give...

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Posted in: Credit and Debt
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