Tighten the Budget or Rely on the Generosity of Others?

Tighten your budget, rely on others
It’s a common problem among twenty-somethings and even those in their thirties.  The job you get fresh out of college, while perfect for building experience and growing your career, does not pay well. You may be paying down student loan and credit card bills from college while also trying to find money to move out on your own and get your first real place.  What do you do when you’re...

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Posted in: Minimalism and Frugality

Why Should I Pay for a Costco Membership?

Costco membership, perks of Costco, shopping at Costco
If you’re anything like I was a few years ago, you may have considered a membership with a big box store like Costco but then thought, “Why should I pay an annual fee to buy groceries?” Your next thought, like mine, might be, “Besides, most people who have these memberships buy stuff they don’t need and end up spending more than if they shopped at a regular grocery store.” Those...

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Posted in: Food and Grocery

Save Money Traveling With Free Attractions

Save Money Traveling, vacation, family vacation
We have a family of five, so we have to be a bit conservative with our money. That means when we plan a vacation, we can’t simply choose based on a particular locale we want to visit.  We have to carefully consider how much the vacation will cost us overall. Most people do this by considering the price of accommodations and travel to and from the vacation city.  Sure, those factors are important,...

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Posted in: Travel

Three Ways to Use Your Tax Refund to Save Money

Ways to Use Your Tax Refund, extra money
It’s tax season.  For some, that means paying out money, but for many, that means getting a good chunk of change back.  In fact, according to TIME, 75% of Americans receive tax refunds.  Many financial advisors recommend that you change your tax withholding so you don’t get a return. But if your income isn’t that high and you have children, you may always get a tax refund. People...

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Posted in: Saving Money
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