Stay Cool: How to Save on Summer Cooling Costs

It’s almost August, and with that comes sweltering temperatures–and sticker shock when you open up your electricity bill. I live in Texas, and it gets hot here–as in, regularly over 100 degrees. During my first summer in the Lone Star state, I remember getting my electricity bill and immediately calling the electric company to inform them they’d made some sort of mistake. They...

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Posted in: Home, Life Hacks, Money

3 Reasons Cash is Better than Credit

How often do you carry cash? If you’re like most people, you rarely have more than a few crumpled up singles at the bottom of your purse or stuffed in a pocket. According to one report by market research firm Javelin Strategy & Research, only 23 percent of retail purchases were made with cash, while 66 percent were made with credit or debit cards. Consumers worldwide tend to prefer credit...

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Posted in: Money, Saving Money

5 Ways You’re at Risk for Identity Theft

It’s the fastest-growing crime in America, and every minute, 19 people fall prey to it. What is it? Identity theft. In addition to the personal violation you feel, identity theft is costly and time-consuming to reverse. It’s fairly easy to prevent identity theft just by changing some of the habits you may not know are putting you at risk. Here are five ways you may be putting yourself...

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Posted in: Credit and Debt, Money, Uncategorized

Summer Fun on a Budget

With kids out of school and weather that begs for a trip to the beach or pool, the summer months mean summer vacations. And summer vacations mean lots of money, right? Not necessarily. There are plenty of ways you can enjoy amazing summer trips on a budget. Here’s how: Stay close to home. Have you ever taken the time to explore your own backyard? Chances are, there are some amazing hidden vacation...

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Posted in: Entertainment and Leisure, Family, Money, Travel, Uncategorized
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