Brian, Author at The Outlier Model - Page 35 of 35

Free and fun entertainment

Brian / March 11th, 2011 / No Comments

I used to think that to go out and socialize, I needed to spend money. I often found myself spending money in excess of what I had budgeted just because my friends were doing so. I didn’t want to seem like I was putting a damper on the evening. Recently, I read an article from Krystal at Moneyville that I really connected with. Krystal identifies this ‘peer pressure spending’...

Posted in: Minimalism and Frugality, Money Tagged with: cheap date ideas, free activities, free comedy shows, Fresh Air Cinema, Jazz Festival, peer pressure, Vancouver Art Gallery

Net worth update 2010

income tax refund, tax refund, extra money, Net worth update , net worth, financial success, financial health

Brian / February 8th, 2011 / 2 Comments

In terms of overall financial health, your net worth is a great indicator of overall success. To calculate your net worth, add up all of your assets (things that are worth money) and subtract your debts (loans, etc). 2010 was the first complete year that both CF and I kept track of our net worth on a monthly basis. At first, adding up all of my assets and debts seemed like a big task. Now, I enjoy...

Posted in: Money Tagged with: assets, debt, loans, Mortgage, net worth, paying off debt, RRSP, TFSA

Questioning the necessities – Owning a car

Owning a car, car sharing, car, having a car, buying a car

Brian / January 26th, 2011 / 6 Comments

Growing up, I lived the rural lifestyle. I believed that part of becoming an adult was owning my own car. Often, owning a car makes a log of sense in a rural setting. Sporadic transit and long distances between amenities can make car ownership logical. Now I live in the city, and as part of a growing urban population, the necessity of owning a car is something that can seriously be questioned. Costs...

Posted in: Minimalism and Frugality, Philosophy Tagged with: benefits of car sharing, car coop, car share, cost of owning a car, modo the car coop, zipcar