What Are Signature Loans and When Can One Use Them?

Most Americans only have about $400 saved away in case of emergency. That means if a slightly more expensive cost pops up, most people won’t have enough money to cover it. So what are you supposed to do if you’re in this situation and need money fast? Signature loans might be a way out for you. But before you start applying, you should understand what you’re signing up for with one...

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Posted in: Debt

How to buy a car from Goodwill

How to buy a car from Goodwill
Wanting a car and being able to buy a car are two different things. According to the U.S. Bureau of Labor Statistics, the average American salary in 2019 was just under $49,000. However, the average price of a new car in 2019 was $36,700. Imagine using almost 75% of an annual salary to buy a new car. This is a serious dilemma for many people since over 63% of Americans drive on an almost daily basis. You...

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Posted in: Auto, Career and Work, Money, Personal Finance, Saving Money, saving money

Why All Sexually Active Individuals Should get Tested for STDs

Right now, hundreds of millions of people are sexually active. It’s extremely common. The dilemma with active sexual relationships is that STD transmission can occurr through sexual acts. Note, both men and men can contract STDs. amzn_assoc_placement = "adunit0"; amzn_assoc_search_bar = "true"; amzn_assoc_tracking_id = "outliermodel-20"; amzn_assoc_ad_mode = "manual"; amzn_assoc_ad_type = "smart"; amzn_assoc_marketplace...

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Posted in: Personal Finance

I Should have made Small-Scale Investment Risks (in Myself) long ago

Several years ago, I converted a small academic pension into a decade long annual annuity. I used to be a teacher and an academic adviser many years ago. So, I had a small pension that I could have looked forward to in old age. A mini-retirement nest egg. When I converted my pension into an annuity, the investment and pension company created a contract where I would receive an annual payment for a...

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Posted in: Business, Career, Career and Work, Education, Money, Personal Finance, Philosophy
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