A Guide to Home Construction Loans: Everything You Need to Know

The cost of building an average 2,000 square foot home is around $290,000. It is not easy to have that kind of money lying around. As such, most people turn to mortgages and other types of loans to finance their homeownership dreams. However, if you are intent on constructing your own house rather than buying one, you are likely not going to be getting a mortgage. This because financing institutions...

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Posted in: Personal Finance

Memorial Day Mattress Shopping Tips

I am in the market for getting a new mattress. Like many other people, I overpaid for my last one. I have just bought a house and I wanted the fanciest mattress I could find. So, I paid over $2,700 for a king-sized mattress. I got good use out of it or about 7 years, which is the average time that most people keep a mattress. It sounds like a lot of money, but when most people buy a mattress from...

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Posted in: Saving Money

5 Tips On How to Process Payroll For Your Small Business

Processing payroll is one of the biggest challenges for small business owners. It’s fraught with red tape and paperwork, and you need to understand the intricacies of tax and labor laws in order to do it right. However, if you do it the right way, it doesn’t have to be difficult. Read on to learn how to process payroll the easy way. jQuery(window).load(function(){ var s...

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Posted in: Personal Finance

The Frugal Mommy’s Guide to Throwing a Kid’s Birthday Party

So, your child’s birthday is coming up and it’s up to you to plan the party. Perhaps your child has asked you for something specific or you think it’s important to mark the occasion with a big celebration. Children’s parties seem to get more expensive every year, so you won’t be alone in wondering where the money will come from. The truth is, most children will be happy...

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Posted in: Personal Finance
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