How Gratitude Affirmations Can Improve Your Finances

If only I could earn more money… I wish I could leave this toxic job for something better… I wish I didn’t have so many bills and so much debt… These are all thoughts you’ve probably had at one time or another. I used to be in a very bad financial situation. Back in 2012, I was a single mom living on welfare and trying to make it through college. Now, I’m doing much better but I still have...

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Posted in: Life Hacks, Money, Philosophy

Why You Shouldn’t Buy a Huge Home

Buying a home can be an exciting milestone and it’s often associated with the ‘American Dream’. Not everyone desires to become a home owner but for those who do, buying a big dream house may be seen as the end goal along with a major status symbol. Personally, I think big houses are overrated and some people tend to bite off more than they can chew when they purchase a home that is...

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Posted in: Home

7 Budget-Friendly Date Ideas

Valentine’s Day is right around the corner? Don’t have any plans yet? Don’t worry. Valentine’s Day really gets hyped up by retailers and couples are who in the honeymoon stage of their relationship (in my opinion) but that doesn’t mean you need to stress out or spend a ton of money this month just to show your significant other how much you mean to him or her. This year,...

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Posted in: Life Hacks, Money

How to Utilize Your Surplus Income Effectively

The percentage of people dependent on employment salary who record surplus income every month on a regular basis is very low among the middle and low income earners. Most of the people within these two income brackets live from one pay check to the next. However, for those who take personal financial planning seriously by creating budgets, cutting down on unnecessary costs and increasing their income...

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Posted in: General
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