January 2013 - Page 2 of 4 - The Outlier Model

Why not to have children… ever

CF / January 21st, 2013 / 90 Comments

From the time I was about 8 years old, I’ve been pretty adamant about not having children. As a child, I even disliked baby toys. Especially those creepy dolls with the eyes that closed when you lie them down. :S Flash forward to present-day me. I still have absolutely no desire to pass on my genes. A few years ago, my friend was 28 and she was desperate to find a husband and pass on her genes...

Posted in: Family, Philosophy Tagged with: benefits of not having children, childless couple, choose not to have children, is not having children bad, is not having children sinful, regret not having children, why not have children

Updates: January 13 – 19

Brian / January 19th, 2013 / 6 Comments

Don’t forget to check out and enter the two contests we are participating in right now. We’re giving away $1000 cash and $100 cash! Today is my birthday! Things worked out pretty well with the NHL lockout officially ending today – you can’t ask for a much better present as a hockey fan. As if that wasn’t enough, CF and I are also going to the Vancouver Canucks game tomorrow...

Posted in: Weekly Updates Tagged with: defining wants and needs, doing business with friends, financial to-do's, Game On!, holiday party, impulse shopping cures, James Bond, money resolutions, NHL lockout over, personal responsibility, theme party

$100 Giveaway: Try a no-spending weekend

CF / January 17th, 2013 / 23 Comments

Update: Jan 31, 2013 – This contest is now closed. Congratulations to Jess G. (Entry #527) for taking home the $100 cash prize! Anyone out there still paying off the Christmas bills? Even though Brian and I (usually) save enough to pay for Christmas in cash, I find that I get a bit of an after-Christmas hangover. I feel anxious about money, I don’t like to spend a lot, and I am more...

Posted in: Contests Tagged with: $100 giveaway, contest, finding extra money in january, free money, is january depressing, january blues, no spending challenge, no-spend weekend

Why savings matter in January

injured piggy bank, savings matter, saving money, save money, saving for the New Year

CF / January 16th, 2013 / 23 Comments

One of the things I intend on focusing on this year is trimming out the fatty bits of my finances. Brian and I live pretty leanly already, but there’s always room for improvement! I want to make a big push towards financial independence this year and optimizing our finances is the first step. January is a great time to rack up some savings because it’s the start of a new year! Who...

Posted in: Money Tagged with: benefits of a savings account, cutting back bills, cutting banking fees, cutting cell phone bill, cutting TV bill, financial independence, opening a savings account, reduce banking fees, saving money, setting up a savings account