Updates: Dec 23 – 29

We are over a week into our ‘staycation’ and have been enjoying every minute of it. We have knocked off numerous coffee shops, restaurants and entertained a number of guests. We’ve only been here a month and we’ve almost had more people over than we did in an entire year at our last place. I love it. We are still waiting for our couch to arrive, and for our closet system to be installed, but we should have that all wrapped up by mid January. Then I would finally say that we’re ‘settled’.

One of my favourite, if mundane tasks during the holidays is wrapping up my yearly financials. I track my net worth pretty religiously and have archives dating back to 2010, so it’s satisfying to track my finances that way. I also keep independent yield calculations on all my RRSP investments, because you never see the MER effect on the bank statements. My major mutual fund has an MER of 2%, so my #1 priority for January is to finally switch it over to an ETF. The one thing we haven’t figured out is if we would be charged a brokerage fee every time we bought units, which would be counter productive since we invest monthly. Anyone had experience here?

Monk McQueens

Monk McQueens

Finally, we’re heading to a local restaurant for New Year’s. They’re closing down after 26 years and have one of the most beautiful locations in the city, on the edge of False Creek. What are your New Year’s plans?



Check out these awesome posts this week!


It was a bit of a lighter blogging week with all the holidays, but thanks to those that continued to share us!

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  1. Pauline says:

    Thank you guys for the mention, enjoy the staycation!

  2. Thanks so much for the mention! Enjoy your staycation.

  3. I’m of no help in that field, but I’m glad you’re enjoying the holidays and the staycation! Entertaining is fun.

  4. Sounds like things are coming together for the both of you. I’m sure 2013 will be a year to remember! I can’t help with the investment part as I’m learning about it myself but I’d like to know as well. Cheers mate and thanks for the mention. Happy New Year! Mr.CBB

  5. Thanks for the link love and good to hear you guys are almost settled in your new place!

  6. Good to hear that you had a fun staycation. My “staycation” ended up being a lot busier than expected because I got some last-minute side work. Combine that with work on the house and the blog and all of a sudden most of my time was accounted for! I did have some fun at various Christmas celebrations tho.

    I have no plans for New Year’s Eve as of this morning : /

  7. Liquid says:

    Thanks for the mention. I’m just going to celebrate new years with my parents this year. Depending on the brokerage firm, you may be able to trade certain ETFs free of commissions. For example, Scotia iTrade will not charge commissions on 46 ETFs: 31 from Claymore, 8 from iShares and 7 from Horizons. But the trades must be placed online or via telephone and ETF must be held for a minimum of one business day. I’m with TD so I just use their e-series funds, which are technically mutual funds but with low MERs and are free to trade.

    • Brian says:

      We’re hoping to go with BMO investorline, but depending on the fees it may not be worth it. We already have a Questrade account so maybe they do one. I’d rather not set up a TD investor account, although now that our mortgage is with them it might not be too difficult.

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