Why You Should Care About Your Credit

There’s this sentiment buzzing around in the personal finance space that you shouldn’t really care about your credit if you truly want to improve your finances. Credit is an interesting concept. It’s the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. Basically, you receive a rating based on your ability...

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Posted in: Credit and Debt

Five Things You Should Always Put on Your Credit Card

credit card, taking care of your credit card, credit card advice
Credit cards often get a bad rap. The temptation that comes with the ability to “buy now, pay later” is a major reason many people have financial problems. Unmanageable debt, maxed out cards, and the low credit scores that come as a result of irresponsible credit use can result in major financial (and emotional!) problems. The truth is, however, that it’s just plain smart to put...

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Posted in: Credit and Debt, Money

5 Ways You’re at Risk for Identity Theft

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It’s the fastest-growing crime in America, and every minute, 19 people fall prey to it. What is it? Identity theft. In addition to the personal violation you feel, identity theft is costly and time-consuming to reverse. It’s fairly easy to prevent identity theft just by changing some of the habits you may not know are putting you at risk. Here are five ways you may be putting yourself...

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Posted in: Credit and Debt, Money, Uncategorized

The Advantages of Having a Business Credit Card

Business Credit Card, perks of a business credit card
You don’t have to run a small business to know how quickly work, admin and invoices can stack up. People working for small businesses may have a distinct job title, but in reality they can find themselves assuming an array of roles depending on what needs to be ticked off the to-do list that day. One aspect that can be particularly difficult and time consuming to manage is the financial side of a...

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Posted in: Business
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