Disability and Finances: A Practical Look at How Life Goes On

Everyone who has ever suffered a disability has had some well-meaning person tell them that this, too, will pass. But that’s not advice. It’s a platitude and not a very useful one at that. We know that bad situations pass, except when they don’t. We have all seen others go through difficult times. What we really need to know is how they will pass. No one plans for a time when they will become...

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How Loyal Are Millennials to Their Chosen Brands and Products?

Individuals who fall into the category of millennials are those born between 1980 and the early 2000s. Today, the oldest of millennials are knocking on the door of 40 years of age and have been around long enough to develop patterns of behavior in areas such as loyalty to brands and products. Brand and/or product loyalty is an important topic of study to both the consumer and the retailer. Take for...

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How to Utilize Your Surplus Income Effectively

The percentage of people dependent on employment salary who record surplus income every month on a regular basis is very low among the middle and low income earners. Most of the people within these two income brackets live from one pay check to the next. However, for those who take personal financial planning seriously by creating budgets, cutting down on unnecessary costs and increasing their income...

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The Fintech Industry – What It Is and Why It Matters

The word ‘fintech’ is one you’ve probably heard used at some point in recent months if you are a keen follower of technology or the markets. As one might deduce from the word itself, ‘fintech’ is financial technology – that is, the systems used in everything from the management of banking transactions through to the delivery of financial services to consumers. It encompasses...

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