Credit and Debt Archives - Page 7 of 10 - The Outlier Model

Seven Apps That Will Help You Take Control of Your Personal Finances

smartphone apps, personal finance apps, financial apps, money apps, budget apps

James Hendrickson / November 17th, 2014 / No Comments

These days there is an app for everything. There are apps to help you keep fit, there are apps that teach you how to read music, there are apps that teach you to drive; if you can think it, there is a good chance there is an app for it! Some of the best and most popular apps, however, show you how to save money, particularly when it comes to areas such as home loans, life insurance and running a car....

Posted in: Credit and Debt, General, Guest Post, Money

Don’t Let Your Credit Cards Get Out Of Control

Credit Cards Get Out Of Control, credit card debt

Outlier Model / February 4th, 2014 / 2 Comments

Credit cards are incredibly useful – in fact, they are almost a necessity. Just try to buy anything online, book a hotel or buy airline tickets without one, and you’ll quickly realize just how much you depend on them. However, you need to think of a credit card as a way of managing your cash flow over the month, not as a source of credit. If you compare the interest rate on a typical credit card...

Posted in: Credit and Debt Tagged with: credit card debt, credit card interest, credit cards, credit rating

How to Recover from a Holiday Shopping Binge

big bargains, shopping, discounts, profits

Melissa Batai / December 26th, 2013 / 4 Comments

When my husband and I were just married (and beyond broke), we only bought very small presents for each other and some presents for my mom that were within our budget. However, when we got home for Christmas, my mom was beaming with pride as she showed us the many presents she had under the tree for us. Embarrassed by our small number of gifts for her, we went out shopping on Christmas Eve to give...

Posted in: Credit and Debt Tagged with: christmas gift ideas, Christmas gifts, christmas shopping, coping with debt, dealing with debt, overspending

Christmas and the Debt Dilemma

Dividend Ninja / December 16th, 2013 / 8 Comments

Many people are inundated with debt through their mortgage, lines of credit, or personal and credit card debts. Most people also live paycheck to paycheck, with minimal savings or investments, and have no idea how to get off the tread mill. It’s no wonder most people feel “there is no money left at the end of the month.” With the Christmas holidays coming up, it’s even more important not...

Posted in: Credit and Debt Tagged with: Christmas, christmas shopping, coping with debt, credit card debt, credit cards, paying down debt